Natural hazards · Sidney

Sidney, OH natural hazards

Most of the natural-hazard damage FEMA expects in Sidney comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 32 claims here since 1990. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sidney?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sidney to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding59%Tornadoes12%Earthquakes12%Everything else17%

By hazard

What Sidney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 55% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Earthquakes

12% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sidney flood?

Every paid claim on a federal flood insurance policy in Sidney, from FEMA’s records.

32paid claims since 1990

$225Kpaid to owners

5homes flooded more than once

19902026

Biggest named events

Late winter storms: 1 claim, $754

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sidney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shelby County.

What’s been done with FEMA grants

3storm safe rooms built

Disasters that hit Sidney

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sidney itself: aid to households, or repair grants to the City of Sidney.

Brought FEMA money into SidneyDeclared for Shelby County only

2012

Severe Storms and Straight-Line Winds

$32K to the City of Sidney for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$74K to the City of Sidney for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

$142K to the City of Sidney for repairs

2004

Snow

$30K to the City of Sidney for repairs

2003

Severe Storms and Flooding

34 households applied for aid $31K aid approved

Shelby County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Sidney

Sidney and the towns around it

Very lowLowModerateHighVery high

Orangemostly inland floodingModerate

Perrymostly inland floodingModerate

Sidneymostly inland floodingModerate

Clintonmostly inland floodingModerate

Salemmostly inland floodingVery low

Washingtonmostly inland floodingVery low

Franklinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sidney covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Sidney’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Sidney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sidney total about $6.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.