Natural hazards · Scio

Scio, OH natural hazards

Most of the natural-hazard damage FEMA expects in Scio comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1980. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Scio?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Scio to be higher than in 32% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding65%Strong wind17%Everything else18%

By hazard

What Scio faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Strong wind

17% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Scio flood?

Every paid claim on a federal flood insurance policy in Scio, from FEMA’s records.

4paid claims since 1980

$233Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Tropical Storm Ivan: 1 claim, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Scio isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harrison County.

Disasters that hit Scio

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Scio itself: aid to households, or repair grants to the Village of Scio.

Brought FEMA money into ScioDeclared for Harrison County only

2004

Severe Storms and Flooding

17 households applied for aid $19K aid approved $16K to the Village of Scio for repairs

2004

Severe Storms, Flooding, Mudslides, and Landslides

$12K to the Village of Scio for repairs

Harrison County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Scio is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Scio’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Scio. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.