Natural hazards · Roaming Shores

Roaming Shores, OH natural hazards

Most of the natural-hazard damage FEMA expects in Roaming Shores comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2011. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roaming Shores?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roaming Shores to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes14%Strong wind7%Everything else11%

By hazard

What Roaming Shores faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 43 years in the area

Strong wind

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roaming Shores flood?

Every paid claim on a federal flood insurance policy in Roaming Shores, from FEMA’s records.

1paid claims since 2011

$10Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Late winter storms: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roaming Shores isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashtabula County.

Disasters that hit Roaming Shores

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Roaming Shores itself: aid to households, or repair grants to the Village of Roaming Shores.

Brought FEMA money into Roaming ShoresDeclared for Ashtabula County only

2006

Severe Storms, Straight Line Winds, and Flooding

3 households applied for aid $2K aid approved

Ashtabula County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Roaming Shores

Roaming Shores and the towns around it

Very lowLowModerateHighVery high

Roaming Shoresmostly inland floodingLow

Rock Creekmostly inland floodingLow

Romemostly inland floodingLow

Morganmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roaming Shores is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Roaming Shores’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Roaming Shores. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.