Natural hazards · Rio Grande

Rio Grande, OH natural hazards

Most of the natural-hazard damage FEMA expects in Rio Grande comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2023. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rio Grande?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rio Grande to be higher than in 27% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding67%Heat waves17%Everything else16%

By hazard

What Rio Grande faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 3 times a year in the area

Heat waves

17% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rio Grande flood?

Every paid claim on a federal flood insurance policy in Rio Grande, from FEMA’s records.

1paid claims since 2023

$8Kpaid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rio Grande isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gallia County.

Disasters that hit Rio Grande

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rio Grande itself: aid to households, or repair grants to the Village of Rio Grande.

Brought FEMA money into Rio GrandeDeclared for Gallia County only

2012

Severe Storms and Straight-Line Winds

$8K to the Village of Rio Grande for repairs

2003

Severe Winter Storm and Record/Near Record Snow

1 household applied for aid $550 aid approved

Gallia County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rio Grande is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rio Grande’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Rio Grande. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.