Natural hazards · Riley

Riley, OH natural hazards

Most of the natural-hazard damage FEMA expects in Riley comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 38 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Riley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Riley to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes11%Strong wind5%Everything else15%

By hazard

What Riley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 36 years in the area

Strong wind

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Riley flood?

Every paid claim on a federal flood insurance policy in Riley, from FEMA’s records.

38paid claims since 1980

$262Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Riley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sandusky County.

Disasters that hit Riley

Federal disasters declared here

None of the disasters declared for Sandusky County shows FEMA aid or repair money reaching Riley itself in FEMA’s records.

Brought FEMA money into RileyDeclared for Sandusky County only

Sandusky County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Riley

Riley and the towns around it

Very lowLowModerateHighVery high

Rileymostly inland floodingModerate

Wightmans Grovemostly inland floodingModerate

Ballvillemostly inland floodingModerate

Ricemostly inland floodingModerate

Green Creekmostly inland floodingModerate

Townsendmostly inland floodingLow

Sanduskymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Riley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Riley’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Riley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Riley total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.