Natural hazards · Ridgefield

Ridgefield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Ridgefield comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ridgefield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridgefield to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes12%Strong wind6%Lightning5%Everything else14%

By hazard

What Ridgefield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 23 years in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lightning

5% of expected damage

Above average · higher than 61% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ridgefield flood?

FEMA's records show no paid flood insurance claims in Ridgefield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ridgefield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huron County.

Disasters that hit Ridgefield

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ridgefield itself: aid to households, or repair grants to the Township of Ridgefield.

Brought FEMA money into RidgefieldDeclared for Huron County only

2008

Record Snow and Near Record Snow

$2K to the Township of Ridgefield for repairs

Huron County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Ridgefield

Ridgefield and the towns around it

Very lowLowModerateHighVery high

Norwalkmostly inland floodingModerate

Oxfordmostly inland floodingModerate

Ridgefieldmostly inland floodingModerate

Lymemostly inland floodingModerate

Perumostly inland floodingModerate

Norwalkmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridgefield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ridgefield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ridgefield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.