Natural hazards · Ridge

Ridge, OH natural hazards

Most of the natural-hazard damage FEMA expects in Ridge comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ridge?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ridge to be higher than in 37% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding56%Tornadoes16%Strong wind13%Earthquakes5%Everything else11%

By hazard

What Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

16% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 28 years in the area

Strong wind

13% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 63% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ridge flood?

Every paid claim on a federal flood insurance policy in Ridge, from FEMA’s records.

5paid claims since 1981

$4Kpaid to owners

0homes flooded more than once

19812026

of all homes
are insured

No community discount. Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Van Wert County.

Disasters that hit Ridge

Federal disasters declared here

None of the disasters declared for Van Wert County shows FEMA aid or repair money reaching Ridge itself in FEMA’s records.

Brought FEMA money into RidgeDeclared for Van Wert County only

Van Wert County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Ridge

Ridge and the towns around it

Very lowLowModerateHighVery high

Washingtonmostly inland floodingModerate

Hoaglinmostly inland floodingModerate

Ridgemostly inland floodingLow

Yorkmostly inland floodingLow

Van Wertmostly inland floodingLow

Pleasantmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ridge covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Ridge’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ridge total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.