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Natural hazards · Richwood

Richwood, OH natural hazards

Most of the natural-hazard damage FEMA expects in Richwood comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 2005. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Richwood?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richwood to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes10%Everything else19%
By hazard

What Richwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Above average · higher than 70% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

10% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once every 21 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Richwood flood?

Every paid claim on a federal flood insurance policy in Richwood, from FEMA’s records.

12paid claims since 2005
$128Kpaid to owners
1homes flooded more than once
20052026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Richwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Union County.
Disasters that hit Richwood

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Richwood itself: aid to households, or repair grants to the Village of Richwood.

Brought FEMA money into RichwoodDeclared for Union County only
2024

Tornadoes

2 households applied for aid $16K aid approved
2008

Severe Wind Storm Associated With Tropical Depression Ike

$11K to the Village of Richwood for repairs
2008

Record Snow and Near Record Snow

$5K to the Village of Richwood for repairs
2004

Snow

$5K to the Village of Richwood for repairs
2003

Severe Winter Storm and Record/Near Record Snow

$2K to the Village of Richwood for repairs
Union County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richwood is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Richwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Richwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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