Natural hazards · Richmond

Richmond, OH natural hazards

Most of the natural-hazard damage FEMA expects in Richmond comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Richmond?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richmond to be higher than in 18% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes16%Strong wind8%Everything else16%

By hazard

What Richmond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 46 years in the area

Strong wind

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Richmond flood?

FEMA's records show no paid flood insurance claims in Richmond.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Richmond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashtabula County.

Disasters that hit Richmond

Federal disasters declared here

None of the disasters declared for Ashtabula County shows FEMA aid or repair money reaching Richmond itself in FEMA’s records.

Brought FEMA money into RichmondDeclared for Ashtabula County only

Ashtabula County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Richmond

Richmond and the towns around it

Very lowLowModerateHighVery high

Pierpontmostly inland floodingLow

Andovermostly inland floodingLow

Richmondmostly inland floodingVery low

Dorsetmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richmond is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Richmond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Richmond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.