Natural hazards · Reno

Reno, OH natural hazards

Most of the natural-hazard damage FEMA expects in Reno comes from inland flooding, and overall the risk is moderate for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Reno?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Reno to be higher than in 47% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Reno faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Reno flood?

FEMA's records show no paid flood insurance claims in Reno.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Reno isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Reno

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Reno itself: aid to households, or repair grants to Reno.

Brought FEMA money into RenoDeclared for Washington County only

2004

Severe Storms and Flooding

15 households applied for aid $56K aid approved

2004

Severe Storms, Flooding, Mudslides, and Landslides

1 household applied for aid

Washington County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Reno

Reno and the towns around it

Very lowLowModerateHighVery high

Renomostly inland floodingModerate

Mariettamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Reno is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Reno’s own flood-insurance community; household aid to the registrant’s city; repair grants to Reno. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.