Natural hazards · Reno Beach

Reno Beach, OH natural hazards

Most of the natural-hazard damage FEMA expects in Reno Beach comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 28 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Reno Beach?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Reno Beach to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes13%Cold waves6%Everything else13%

By hazard

What Reno Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 17 years in the area

Cold waves

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Reno Beach flood?

Every paid claim on a federal flood insurance policy in Reno Beach, from FEMA’s records.

28paid claims since 1978

$289Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Reno Beach isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lucas County.

Disasters that hit Reno Beach

Federal disasters declared here

None of the disasters declared for Lucas County shows FEMA aid or repair money reaching Reno Beach itself in FEMA’s records.

Brought FEMA money into Reno BeachDeclared for Lucas County only

Lucas County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Reno Beach covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Reno Beach’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Reno Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Reno Beach total about $877K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.