Natural hazards · Reed

Reed, OH natural hazards

Most of the natural-hazard damage FEMA expects in Reed comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1998. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Reed?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Reed to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding61%Tornadoes10%Cold waves9%Hail7%Everything else14%

By hazard

What Reed faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 19 years in the area

Cold waves

9% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Reed flood?

Every paid claim on a federal flood insurance policy in Reed, from FEMA’s records.

5paid claims since 1998

$57Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Tropical Storm Erin: 1 claim, $9K
Late winter storms: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Reed isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Seneca County.

Disasters that hit Reed

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Reed itself: aid to households, or repair grants to the Township of Reed.

Brought FEMA money into ReedDeclared for Seneca County only

2004

Snow

$3K to the Township of Reed for repairs

Seneca County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

Around Reed

Reed and the towns around it

Very lowLowModerateHighVery high

Venicemostly inland floodingLow

Reedmostly inland floodingLow

Thompsonmostly inland floodingLow

Scipiomostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Reed covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Reed’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Reed. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Reed total about $908K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.