Natural hazards · Racine

Racine, OH natural hazards

Most of the natural-hazard damage FEMA expects in Racine comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Racine?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Racine to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else19%

By hazard

What Racine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Racine flood?

Every paid claim on a federal flood insurance policy in Racine, from FEMA’s records.

12paid claims since 1979

$61Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 5 claims, $16K
Tropical Storm Ivan: 3 claims, $24K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Racine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Meigs County.

Disasters that hit Racine

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Racine itself: aid to households, or repair grants to the Village of Racine.

Brought FEMA money into RacineDeclared for Meigs County only

2018

Severe Storms, Landslides, and Mudslides

$15K to the Village of Racine for repairs

2012

Severe Storms and Straight-Line Winds

$13K to the Village of Racine for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

$13K to the Village of Racine for repairs

2004

Severe Storms and Flooding

39 households applied for aid $159K aid approved $62K to the Village of Racine for repairs

2003

Severe Winter Storm and Record/Near Record Snow

23 households applied for aid $16K aid approved $24K to the Village of Racine for repairs

Meigs County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Racine is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Racine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Racine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.