Natural hazards · Raccoon

Raccoon, OH natural hazards

Most of the natural-hazard damage FEMA expects in Raccoon comes from inland flooding, and overall the risk is moderate for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Raccoon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Raccoon to be higher than in 57% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding71%Heat waves16%Everything else13%

By hazard

What Raccoon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Heat waves

16% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Raccoon flood?

FEMA's records show no paid flood insurance claims in Raccoon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Raccoon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gallia County.

Disasters that hit Raccoon

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Raccoon itself: aid to households, or repair grants to the Township of Raccoon.

Brought FEMA money into RaccoonDeclared for Gallia County only

2018

Severe Storms, Landslides, and Mudslides

$35K to the Township of Raccoon for repairs

2011

Severe Storms and Flooding

$9K to the Township of Raccoon for repairs

2004

Severe Storms and Flooding

$3K to the Township of Raccoon for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$15K to the Township of Raccoon for repairs

Gallia County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Raccoon

Raccoon and the towns around it

Very lowLowModerateHighVery high

Raccoonmostly inland floodingModerate

Springfieldmostly inland floodingModerate

Huntingtonmostly inland floodingModerate

Perrymostly inland floodingLow

Centerville (Thurman)mostly inland floodingLow

Madisonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Raccoon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Raccoon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Raccoon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.