Natural hazards · Prairie

Prairie, OH natural hazards

Most of the natural-hazard damage FEMA expects in Prairie comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Prairie?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prairie to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes12%Hail8%Everything else20%

By hazard

What Prairie faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 67 years in the area

Hail

8% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Prairie flood?

FEMA's records show no paid flood insurance claims in Prairie.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Prairie isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Holmes County.

Disasters that hit Prairie

Federal disasters declared here

None of the disasters declared for Holmes County shows FEMA aid or repair money reaching Prairie itself in FEMA’s records.

Brought FEMA money into PrairieDeclared for Holmes County only

Holmes County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Prairie

Prairie and the towns around it

Very lowLowModerateHighVery high

Ripleymostly inland floodingModerate

Monroemostly inland floodingModerate

Hardymostly inland floodingVery low

Franklinmostly inland floodingVery low

Prairiemostly inland floodingVery low

Salt Creekmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prairie covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Prairie’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Prairie. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Prairie total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.