Natural hazards · Pioneer

Pioneer, OH natural hazards

Most of the natural-hazard damage FEMA expects in Pioneer comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pioneer?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pioneer to be higher than in 34% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes21%Strong wind9%Cold waves6%Everything else12%

By hazard

What Pioneer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

21% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 21 years in the area

Strong wind

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pioneer flood?

Every paid claim on a federal flood insurance policy in Pioneer, from FEMA’s records.

2paid claims since 1982

$936paid to owners

0homes flooded more than once

19822026

of all homes
are insured

No community discount. Pioneer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Williams County.

Disasters that hit Pioneer

Federal disasters declared here

None of the disasters declared for Williams County shows FEMA aid or repair money reaching Pioneer itself in FEMA’s records.

Brought FEMA money into PioneerDeclared for Williams County only

Williams County has had 6 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pioneer is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pioneer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Pioneer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.