Natural hazards · Peninsula

Peninsula, OH natural hazards

Most of the natural-hazard damage FEMA expects in Peninsula comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 2003. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Peninsula?

12
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Peninsula to be higher than in 12% of U.S. communities, mostly from inland flooding.

Inland flooding66%Hail13%Tornadoes7%Everything else14%
By hazard

What Peninsula faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about once a year in the area

Hail

13% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

7% of expected damage
Above average · higher than 50% of U.S. places
Recorded about once every 88 years in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Peninsula flood?

Every paid claim on a federal flood insurance policy in Peninsula, from FEMA’s records.

6paid claims since 2003
$247Kpaid to owners
2homes flooded more than once
20032026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Peninsula isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Summit County.
Disasters that hit Peninsula

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Peninsula itself: aid to households, or repair grants to the Village of Peninsula.

Brought FEMA money into PeninsulaDeclared for Summit County only
2008

Severe Wind Storm Associated With Tropical Depression Ike

$5K to the Village of Peninsula for repairs
2004

Severe Storms and Flooding

3 households applied for aid $4K aid approved
2003

Tornadoes, Flooding, Severe Storms, and High Winds

41 households applied for aid $60K aid approved $105K to the Village of Peninsula for repairs
Summit County has had 10 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Peninsula

Peninsula and the towns around it

Boston: Very low, mostly inland floodingBoston Heights: Very low, mostly inland floodingCuyahoga Falls: Low, mostly inland floodingRichfield: Very low, mostly inland floodingSagamore Hills: Very low, mostly inland floodingNorthfield Center: Very low, mostly inland floodingHudson: Very low, mostly inland floodingBrecksville: Very low, mostly inland floodingPeninsula: Very low, mostly inland flooding PeninsulaBostonBoston Heights
Very lowLowModerateHighVery high
Peninsulamostly inland floodingVery low
Bostonmostly inland floodingVery low
Boston Heightsmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Peninsula covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Peninsula’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Peninsula. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Peninsula total about $829K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01