Natural hazards · Paulding

Paulding, OH natural hazards

Most of the natural-hazard damage FEMA expects in Paulding comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1982. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Paulding?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paulding to be higher than in 41% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes19%Strong wind8%Everything else15%

By hazard

What Paulding faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 90% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Paulding flood?

Every paid claim on a federal flood insurance policy in Paulding, from FEMA’s records.

7paid claims since 1982

$54Kpaid to owners

1homes flooded more than once

19822026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Paulding isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Paulding County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Paulding

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Paulding itself: aid to households, or repair grants to the Village of Paulding.

Brought FEMA money into PauldingDeclared for Paulding County only

2012

Severe Storms and Straight-Line Winds

$8K to the Village of Paulding for repairs

2002

Severe Storms and Tornadoes

1 household applied for aid

Paulding County has had 10 natural disasters declared since 1953, most often severe storms and floods.

Around Paulding

Paulding and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingModerate

Emeraldmostly inland floodingModerate

Pauldingmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paulding covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Paulding’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Paulding. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Paulding total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.