Natural hazards · Parma Heights

Parma Heights, OH natural hazards

Most of the natural-hazard damage FEMA expects in Parma Heights comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1983. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Parma Heights?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Parma Heights to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding74%Cold waves14%Tornadoes7%Everything else5%

By hazard

What Parma Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 3 times a year in the area

Cold waves

14% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 60% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Parma Heights flood?

Every paid claim on a federal flood insurance policy in Parma Heights, from FEMA’s records.

2paid claims since 1983

$4Kpaid to owners

0homes flooded more than once

19832026

Biggest named events

Late winter storms: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Parma Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cuyahoga County.

Disasters that hit Parma Heights

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Parma Heights itself: aid to households, or repair grants to the City of Parma Heights.

Brought FEMA money into Parma HeightsDeclared for Cuyahoga County only

2012

Severe Storms and Flooding Due to the Remnants of Hurricane Sandy

$56K to the City of Parma Heights for repairs

2004

Severe Storms and Flooding

4 households applied for aid $3K aid approved $14K to the City of Parma Heights for repairs

2003

Tornadoes, Flooding, Severe Storms, and High Winds

7 households applied for aid $3K aid approved

Cuyahoga County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Parma Heights

Parma Heights and the towns around it

Very lowLowModerateHighVery high

Parma Heightsmostly inland floodingHigh

Parmamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Parma Heights covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Parma Heights’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Parma Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Parma Heights total about $6.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.