Natural hazards · Palmer

Palmer, OH natural hazards

Most of the natural-hazard damage FEMA expects in Palmer comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2007.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Palmer?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Palmer to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes12%Strong wind7%Hail5%Everything else11%

By hazard

What Palmer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

12% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 14 years in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Hail

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Palmer flood?

Every paid claim on a federal flood insurance policy in Palmer, from FEMA’s records.

3paid claims since 2007

$144Kpaid to owners

0homes flooded more than once

20072026

Biggest named events

Tropical Storm Erin: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Palmer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Putnam County.

Disasters that hit Palmer

Federal disasters declared here

None of the disasters declared for Putnam County shows FEMA aid or repair money reaching Palmer itself in FEMA’s records.

Brought FEMA money into PalmerDeclared for Putnam County only

Putnam County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Palmer

Palmer and the towns around it

Very lowLowModerateHighVery high

Pleasantmostly inland floodingHigh

Palmermostly inland floodingHigh

Greensburgmostly inland floodingHigh

Monroemostly inland floodingHigh

Libertymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Palmer covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Palmer’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Palmer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Palmer total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.