Oxford, OH housing market
Homes typically sell in 57 days, below asking.
Home values, sales, trends and how Oxford compares with the towns next door — updated as new data is published.
Oxford at a glance
A balanced market
About 4 months of supply: neither buyers nor sellers have a clear edge.
Home prices up 50% in 5 years
The federal house price index for the ZIP code around Oxford rose 50% over the past 5 years, slower than across Ohio (53%). Last year prices rose 5.1%. Carrying the Census median home value forward with that index puts the typical Oxford home at roughly $380,000 today.
Show as a table
| Year | Change that year | Since 2000 | Ohio since 2000 |
|---|---|---|---|
| 2025 | +5% | +106% | +106% |
| 2024 | +4.6% | +96% | +97% |
| 2023 | +10% | +88% | +84% |
| 2022 | +13% | +70% | +70% |
| 2021 | +8.9% | +50% | +50% |
| 2020 | +2.2% | +38% | +35% |
| 2019 | +4.3% | +35% | +29% |
| 2018 | +4.7% | +29% | +23% |
| 2017 | +6.3% | +23% | +16% |
| 2016 | +4.8% | +16% | +11% |
| 2015 | +5.1% | +11% | +6.7% |
| 2014 | −0.9% | +5.5% | +3.1% |
| 2013 | +0.2% | +6.4% | −0.2% |
| 2012 | −0.9% | +6.2% | −0.4% |
| 2011 | −4.8% | +7.2% | +1.3% |
| 2010 | −4.2% | +13% | +5.1% |
| 2009 | −4.3% | +18% | +8.9% |
| 2008 | −3.6% | +23% | +12% |
| 2007 | −0.2% | +28% | +15% |
| 2006 | +4.6% | +28% | +17% |
| 2005 | +3.7% | +22% | +16% |
| 2004 | +6.9% | +18% | +12% |
| 2003 | +2.3% | +10% | +8.5% |
| 2002 | +3% | +7.7% | +6.7% |
| 2001 | +4.5% | +4.5% | +4.3% |
| 2000 | — | — | — |
How Oxford ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP code 45056, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
30 new homes permitted in 2025
Builders were permitted 30 new homes in Oxford in 2025: 28 single-family houses and 2 in buildings with two or more homes, worth about $8.8 million to build. That's 1.4 per 1,000 residents, slower than across Ohio (3.3). Over the past 10 years, Oxford has permitted 448 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Oxford gained 1,664 residents while 475 new homes were permitted: about 3.5 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across Ohio: 1.3 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 28 | 25 | 3 | $8.5 million |
| 2025 | 30 | 28 | 2 | $8.8 million |
| 2024 | 20 | 20 | 0 | $5.2 million |
| 2023 | 22 | 19 | 3 | $5.1 million |
| 2022 | 8 | 6 | 2 | $1.5 million |
| 2021 | 15 | 8 | 7 | $3.4 million |
| 2020 | 10 | 6 | 4 | $2.2 million |
| 2019 | 20 | 10 | 10 | $3.4 million |
| 2018 | 100 | 9 | 91 | $18.6 million |
| 2017 | 97 | 21 | 76 | $9 million |
| 2016 | 126 | 14 | 112 | $12.9 million |
| 2015 | 17 | 13 | 4 | $3.8 million |
| 2014 | 47 | 12 | 35 | $6.2 million |
| 2013 | 37 | 7 | 30 | $5.6 million |
| 2012 | 9 | 5 | 4 | $966,000 |
| 2011 | 2 | 2 | 0 | $189,000 |
| 2010 | 20 | 6 | 14 | $2.4 million |
| 2009 | 15 | 11 | 4 | $3 million |
| 2008 | 19 | 19 | 0 | $3.8 million |
| 2007 | 38 | 24 | 14 | $6.6 million |
| 2006 | 49 | 41 | 8 | $7.4 million |
| 2005 | 55 | 38 | 17 | $8.8 million |
| 2004 | 83 | 57 | 26 | $10.5 million |
| 2003 | 57 | 38 | 19 | $7.4 million |
| 2002 | 37 | 31 | 6 | $4.5 million |
| 2001 | 43 | 43 | 0 | $2.8 million |
| 2000 | 66 | 17 | 49 | $5.7 million |
How Oxford ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
5.8 years of income
The typical Oxford home costs about 5.8 years of the town's median household income, more than across Ohio (3.5 years).
How Oxford ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,320
HUD's Fair Market Rent for a two-bedroom in Oxford is $1,320 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Oxford pay a median of $997, so moving in tends to cost more than staying put. A two-bedroom takes about 39% of the town's median household income, above the 30% guideline for affordable housing.
Studio $930 · 4 bedrooms $1,930
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (45056; Cincinnati, OH-KY-IN HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.