Natural hazards · Owensville

Owensville, OH natural hazards

Most of the natural-hazard damage FEMA expects in Owensville comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Owensville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Owensville to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding51%Tornadoes13%Cold waves12%Heat waves6%Strong wind5%Everything else12%

By hazard

What Owensville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 55 years in the area

Cold waves

12% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Heat waves

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Owensville flood?

FEMA's records show no paid flood insurance claims in Owensville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Owensville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clermont County.

Disasters that hit Owensville

Federal disasters declared here

None of the disasters declared for Clermont County shows FEMA aid or repair money reaching Owensville itself in FEMA’s records.

Brought FEMA money into OwensvilleDeclared for Clermont County only

Clermont County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

Around Owensville

Owensville and the towns around it

Very lowLowModerateHighVery high

Owensvillemostly inland floodingVery low

Stonelickmostly inland floodingVery low

Bataviamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Owensville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Owensville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Owensville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.