Natural hazards · Otway

Otway, OH natural hazards

Most of the natural-hazard damage FEMA expects in Otway comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Otway?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Otway to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding75%Heat waves12%Everything else13%

By hazard

What Otway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Heat waves

12% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Otway flood?

FEMA's records show no paid flood insurance claims in Otway.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Otway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scioto County.

Disasters that hit Otway

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Otway itself: aid to households, or repair grants to the Village of Otway.

Brought FEMA money into OtwayDeclared for Scioto County only

2004

Severe Winter Storms, Flooding, and Mudslides

2 households applied for aid $5K aid approved

2003

Severe Winter Storm and Record/Near Record Snow

37 households applied for aid $20K aid approved

Scioto County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Otway is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Otway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Otway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.