Housing · Ottawa

Ottawa, OH housing market

The typical Ottawa home is worth about $292,000, up 7.5% in a year, 17% above the Ohio typical home.

Home values, sales, trends and how Ottawa compares with the towns next door — updated as new data is published.

The market right now

Ottawa at a glance

Typical home value
$292K
▲ 7.5% in a year · Zillow
Ten-year trend

Typical home value, 2016–2026

OttawaOhio
$100K$150K$200K$250K$300K 20182020202220242026 Ottawa $292K Ohio $249K
Show as a table
JanuaryOttawaOhio
2017$155,000$133,000
2018$158,000$141,000
2019$164,000$150,000
2020$175,000$158,000
2021$193,000$178,000
2022$223,000$195,000
2023$234,000$211,000
2024$242,000$224,000
2025$262,000$237,000
2026$279,000$245,000
August 2026$292,000$249,000
New construction

8 new homes permitted in 2025

Builders were permitted 8 new homes in Ottawa in 2025, all single-family houses, worth about $4.8 million to build. That's 1 per 1,000 residents, slower than across Ohio (3.3). Over the past 10 years, Ottawa has permitted 62 homes in all.

New homes, 2025
8
3 in 2024
2026 so far
4
Jan–Aug
Per 1,000 residents
1
Ohio: 3.3
Single-family
100%
of 2025’s new homes
Single-family2026 so far
05101520 2003: 0 homes 2003 2004: 11 homes 2005: 16 homes 2005 2006: 7 homes 2007: 4 homes 2008: 10 homes 2009: 3 homes 2010: 5 homes 2010 2011: 9 homes 2012: 5 homes 2013: 3 homes 2014: 9 homes 2015: 6 homes 2015 2016: 14 homes 2017: 6 homes 2018: 9 homes 2019: 3 homes 2020: 5 homes 2020 2021: 4 homes 2022: 5 homes 2023: 5 homes 2024: 3 homes 2025: 8 homes 2025 2026 so far: 4 homes

Homes vs. people, 2010–2020

Residents+189
New homes+69

Between the 2010 and 2020 censuses, Ottawa gained 189 residents while 69 new homes were permitted: about 2.7 new residents per new home. Building and growth moved roughly in step. Across Ohio: 1.3 new residents per new home.

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)440$3 million
2025880$4.8 million
2024330$2 million
2023550$3.5 million
2022550$2.3 million
2021440$1.6 million
2020550$1.9 million
2019330$726,000
2018990$2.2 million
2017660$1.5 million
201614140$3.5 million
2015660$1.4 million
2014990$2 million
2013330$624,000
2012550$1 million
2011990$1.8 million
2010550$981,000
2009330$615,000
200810100$2 million
2007440$758,000
2006770$1.3 million
200516160$2.8 million
200411110$2 million
2003000—

How Ottawa ranks on new homes being built →

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Nearby

Ottawa and its neighbors

The towns that share a border. Tap one to see its housing page.
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Ottawa $292K +7.5% $1,020 8 $89,511
Blanchard — +10.9%† $1,130 — $77,708
Greensburg — +4.3%† $1,000 15 $106,618
Pleasant — +5.9%† $1,070 0 $85,424
Liberty — +16.1%† $1,220 1 $98,077
Riley — +2.8%† $1,140 — $65,769

† FHFA price index change, where Zillow has no home value for the town.

Affordability

3.3 years of income

The typical Ottawa home costs about 3.3 years of the town's median household income, about the same as across Ohio (3.5).

How Ottawa ranks on affordability →

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
82.2%
Ohio: 67.2%
Median tax bill
$2,086
Ohio: $2,822
Median rent
$796
Ohio: $1,034
Typical home built
1975
Ohio: 1970

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $1,020

HUD's Fair Market Rent for a two-bedroom in Ottawa is $1,020 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Ottawa pay a median of $796, so moving in tends to cost more than staying put. A two-bedroom takes about 14% of the town's median household income.

1 bedroom
$790
a month, with utilities
2 bedrooms
$1,020
a month, with utilities
3 bedrooms
$1,220
a month, with utilities
Share of income
14%
2 bedrooms ÷ median income

Studio $770 · 4 bedrooms $1,350

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (45856, 45875; Putnam County, OH), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

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Ottawa

Ohio · OH · Putnam County
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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01