Natural hazards · Oliver

Oliver, OH natural hazards

Most of the natural-hazard damage FEMA expects in Oliver comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oliver?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oliver to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes8%Heat waves6%Strong wind5%Everything else12%

By hazard

What Oliver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 23 years in the area

Heat waves

6% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 6 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oliver flood?

FEMA's records show no paid flood insurance claims in Oliver.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oliver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

Disasters that hit Oliver

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oliver itself: aid to households, or repair grants to the Township of Oliver.

Brought FEMA money into OliverDeclared for Adams County only

2018

Severe Storms, Landslides, and Mudslides

$147K to the Township of Oliver for repairs

2003

Tornadoes, Flooding, Severe Storms, and High Winds

$14K to the Township of Oliver for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$28K to the Township of Oliver for repairs

Adams County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Oliver

Oliver and the towns around it

Very lowLowModerateHighVery high

Olivermostly inland floodingModerate

Waynemostly inland floodingModerate

Tiffinmostly inland floodingLow

Scottmostly inland floodingLow

Meigsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oliver covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Oliver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Oliver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oliver total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.