Natural hazards · Oceola

Oceola, OH natural hazards

Most of the natural-hazard damage FEMA expects in Oceola comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oceola?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oceola to be higher than in 60% of U.S. communities, mostly from inland flooding.

Inland flooding66%Cold waves9%Tornadoes8%Everything else18%

By hazard

What Oceola faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once a year in the area

Cold waves

9% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 12 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oceola flood?

FEMA's records show no paid flood insurance claims in Oceola.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oceola isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.

Disasters that hit Oceola

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oceola itself: aid to households, or repair grants to Oceola.

Brought FEMA money into OceolaDeclared for Crawford County only

2007

Severe Storms, Flooding, and Tornadoes

4 households applied for aid $9K aid approved

2004

Severe Winter Storms, Flooding, and Mudslides

4 households applied for aid $2K aid approved

Crawford County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oceola is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oceola’s own flood-insurance community; household aid to the registrant’s city; repair grants to Oceola. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.