Natural hazards · Obetz

Obetz, OH natural hazards

Most of the natural-hazard damage FEMA expects in Obetz comes from inland flooding, and overall the risk is very low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Obetz?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Obetz to be higher than in 3% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves16%Tornadoes12%Heat waves9%Earthquakes6%Everything else7%

By hazard

What Obetz faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about 4 times a year in the area

Cold waves

16% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 60% of U.S. places

Heat waves

9% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 51% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Obetz flood?

FEMA's records show no paid flood insurance claims in Obetz.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Obetz isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Obetz

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Obetz itself: aid to households, or repair grants to the City of Obetz.

Brought FEMA money into ObetzDeclared for Franklin County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$8K to the City of Obetz for repairs

2008

Record Snow and Near Record Snow

$6K to the City of Obetz for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

3 households applied for aid $5K aid approved $25K to the City of Obetz for repairs

2004

Snow

$4K to the City of Obetz for repairs

2004

Severe Storms, Flooding, Mudslides, and Landslides

1 household applied for aid $846 aid approved

2003

Severe Winter Storm and Record/Near Record Snow

$4K to the City of Obetz for repairs

Franklin County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

Around Obetz

Obetz and the towns around it

Very lowLowModerateHighVery high

Madisonmostly inland floodingModerate

Columbusmostly inland floodingLow

Groveportmostly inland floodingVery low

Hamiltonmostly inland floodingVery low

Obetzmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Obetz covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Obetz’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Obetz. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Obetz total about $951K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.