Natural hazards · Oakwood

Oakwood, OH natural hazards

Most of the natural-hazard damage FEMA expects in Oakwood comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 14 claims here since 1981. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oakwood?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oakwood to be higher than in 4% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes15%Cold waves13%Everything else9%

By hazard

What Oakwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 61% of U.S. places

Cold waves

13% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oakwood flood?

Every paid claim on a federal flood insurance policy in Oakwood, from FEMA’s records.

14paid claims since 1981

$57Kpaid to owners

1homes flooded more than once

19812026

Biggest named events

Late winter storms: 1 claim, $13K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oakwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cuyahoga County.

Disasters that hit Oakwood

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Oakwood itself: aid to households, or repair grants to the Village of Oakwood.

Brought FEMA money into OakwoodDeclared for Cuyahoga County only

2002

Severe Storms and Tornadoes

14 households applied for aid

Cuyahoga County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Oakwood

Oakwood and the towns around it

Very lowLowModerateHighVery high

Bedfordmostly inland floodingVery low

Macedoniamostly inland floodingVery low

Bedford Heightsmostly inland floodingVery low

Oakwoodmostly inland floodingVery low

Walton Hillsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oakwood covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Oakwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Oakwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oakwood total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.