Natural hazards · Oak Run

Oak Run, OH natural hazards

Most of the natural-hazard damage FEMA expects in Oak Run comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1997. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oak Run?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oak Run to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes11%Strong wind7%Cold waves6%Everything else18%

By hazard

What Oak Run faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 16 years in the area

Strong wind

7% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oak Run flood?

Every paid claim on a federal flood insurance policy in Oak Run, from FEMA’s records.

4paid claims since 1997

$83Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oak Run isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Madison County.

Disasters that hit Oak Run

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Oak Run itself: aid to households, or repair grants to the Township of Oak Run.

Brought FEMA money into Oak RunDeclared for Madison County only

2003

Severe Winter Storm and Record/Near Record Snow

$997 to the Township of Oak Run for repairs

Madison County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Oak Run

Oak Run and the towns around it

Very lowLowModerateHighVery high

Oak Runmostly inland floodingLow

Fairfieldmostly inland floodingLow

Rangemostly inland floodingVery low

Unionmostly inland floodingVery low

Pleasantmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oak Run covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Oak Run’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Oak Run. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oak Run total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.