Natural hazards · Oak Hill

Oak Hill, OH natural hazards

Most of the natural-hazard damage FEMA expects in Oak Hill comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2011. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oak Hill?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oak Hill to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding69%Heat waves10%Tornadoes7%Everything else15%

By hazard

What Oak Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 2 times a year in the area

Heat waves

10% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 23 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oak Hill flood?

Every paid claim on a federal flood insurance policy in Oak Hill, from FEMA’s records.

1paid claims since 2011

$25Kpaid to owners

1homes flooded more than once

20112026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oak Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Oak Hill

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Oak Hill itself: aid to households, or repair grants to the Village of Oak Hill.

Brought FEMA money into Oak HillDeclared for Jackson County only

2019

Severe Storms, Flooding, and Landslides

$11K to the Village of Oak Hill for repairs

2003

Severe Winter Storm and Record/Near Record Snow

79 households applied for aid $97K aid approved $32K to the Village of Oak Hill for repairs

Jackson County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oak Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oak Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Oak Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.