Natural hazards · Northwest

Northwest, OH natural hazards

Most of the natural-hazard damage FEMA expects in Northwest comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Northwest?

53
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Northwest to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes14%Strong wind7%Everything else15%
By hazard

What Northwest faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 5 years in the area

Tornadoes

14% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 19 years in the area

Strong wind

7% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Northwest flood?

FEMA's records show no paid flood insurance claims in Northwest.

of all homes
are insured
No community discount. Northwest isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Williams County.
Disasters that hit Northwest

Federal disasters declared here

None of the disasters declared for Williams County shows FEMA aid or repair money reaching Northwest itself in FEMA’s records.

Brought FEMA money into NorthwestDeclared for Williams County only
Williams County has had 6 natural disasters declared since 1953, most often severe storms and floods.
Around Northwest

Northwest and the towns around it

York: Low, mostly inland floodingBridgewater: Low, mostly inland floodingCamden: Low, mostly inland floodingFlorence: Moderate, mostly inland floodingScott: Low, mostly inland floodingRichland: Low, mostly inland floodingMadison: Low, mostly inland floodingSuperior: Moderate, mostly inland floodingAmboy: Low, mostly inland floodingClear Lake: Very low, mostly inland floodingReading: Low, mostly inland floodingCalifornia: Low, mostly inland floodingSt. Joseph: Low, mostly inland floodingNorthwest: Moderate, mostly inland flooding NorthwestYorkBridgewaterCamdenFlorence
Very lowLowModerateHighVery high
Northwestmostly inland floodingModerate
Florencemostly inland floodingModerate
Bridgewatermostly inland floodingLow
Camdenmostly inland floodingLow
Yorkmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Northwest is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Northwest’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Northwest. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Ohio · OH · Williams County
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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01