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Natural hazards · North

North, OH natural hazards

Most of the natural-hazard damage FEMA expects in North comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 21 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North to be higher than in 32% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding65%Strong wind17%Everything else18%
By hazard

What North faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Above average · higher than 57% of U.S. places
Recorded about once a year in the area

Strong wind

17% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North flood?

Every paid claim on a federal flood insurance policy in North, from FEMA’s records.

21paid claims since 1979
$152Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Not a named storm: 2 claims, $10K
  • Tropical Storm Ivan: 1 claim, $928
of homes in flood zones
are insured
of all homes
are insured
No community discount. North isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harrison County.
Disasters that hit North

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in North itself: aid to households, or repair grants to the Township of North.

Brought FEMA money into NorthDeclared for Harrison County only
2004

Severe Winter Storms, Flooding, and Mudslides

$23K to the Township of North for repairs
2004

Severe Storms and Flooding

$17K to the Township of North for repairs
2004

Severe Storms, Flooding, Mudslides, and Landslides

$21K to the Township of North for repairs
2003

Severe Winter Storm and Record/Near Record Snow

$3K to the Township of North for repairs
Harrison County has had 14 natural disasters declared since 1953, most often severe storms and winter storms.
Around North

North and the towns around it

Perry: Very low, mostly inland floodingMonroe: Low, mostly inland floodingStock: Low, mostly inland floodingRumley: Low, mostly inland floodingArcher: Low, mostly inland floodingOrange: Very low, mostly inland floodingUnion: Very low, mostly inland floodingLoudon: Low, mostly inland floodingFranklin: Low, mostly inland floodingMill: Moderate, mostly inland floodingUnion: Moderate, mostly inland floodingNottingham: Low, mostly inland floodingDeersville: Low, mostly inland floodingCadiz: Very low, mostly inland floodingGerman: Low, mostly inland floodingGreen: Low, mostly inland floodingCadiz: Very low, mostly inland floodingNorth: Low, mostly inland flooding NorthPerryMonroeStockRumleyArcher
Very lowLowModerateHighVery high
Rumleymostly inland floodingLow
Archermostly inland floodingLow
Northmostly inland floodingLow
Monroemostly inland floodingLow
Stockmostly inland floodingLow
Perrymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to North’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of North. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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