Natural hazards · North Royalton

North Royalton, OH natural hazards

Most of the natural-hazard damage FEMA expects in North Royalton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 45 claims here since 1979. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Royalton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Royalton to be higher than in 13% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding62%Cold waves18%Tornadoes13%Everything else7%

By hazard

What North Royalton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 3 times a year in the area

Cold waves

18% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 61% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Royalton flood?

Every paid claim on a federal flood insurance policy in North Royalton, from FEMA’s records.

45paid claims since 1979

$508Kpaid to owners

6homes flooded more than once

19792026

Biggest named events

Late winter storms: 2 claims, $17K
Not a named storm: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Royalton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cuyahoga County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared

4buildings floodproofed

Disasters that hit North Royalton

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Royalton itself: aid to households, or repair grants to the City of North Royalton.

Brought FEMA money into North RoyaltonDeclared for Cuyahoga County only

2012

Severe Storms and Flooding Due to the Remnants of Hurricane Sandy

$52K to the City of North Royalton for repairs

2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

165 households applied for aid $190K aid approved

2004

Severe Storms and Flooding

169 households applied for aid $276K aid approved $332K to the City of North Royalton for repairs

2003

Tornadoes, Flooding, Severe Storms, and High Winds

9 households applied for aid $14K aid approved

Cuyahoga County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around North Royalton

North Royalton and the towns around it

Very lowLowModerateHighVery high

Parmamostly inland floodingLow

North Royaltonmostly inland floodingVery low

Hinckleymostly inland floodingVery low

Strongsvillemostly inland floodingVery low

Broadview Heightsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Royalton covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to North Royalton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of North Royalton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Royalton total about $6.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.