Natural hazards · North Lima

North Lima, OH natural hazards

Most of the natural-hazard damage FEMA expects in North Lima comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2019. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Lima?

7
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Lima to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes12%Hail6%Everything else14%
By hazard

What North Lima faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Well below average · higher than 18% of U.S. places
Recorded about once a year in the area

Tornadoes

12% of expected damage
Above average · higher than 55% of U.S. places

Hail

6% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Lima flood?

Every paid claim on a federal flood insurance policy in North Lima, from FEMA’s records.

1paid claims since 2019
$7Kpaid to owners
0homes flooded more than once
20192026
of homes in flood zones
are insured
of all homes
are insured
No community discount. North Lima isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mahoning County.
Disasters that hit North Lima

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Lima itself: aid to households, or repair grants to North Lima.

Brought FEMA money into North LimaDeclared for Mahoning County only
2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

5 households applied for aid $2K aid approved
2004

Severe Storms and Flooding

23 households applied for aid $39K aid approved
2003

Tornadoes, Flooding, Severe Storms, and High Winds

26 households applied for aid $47K aid approved
2003

Severe Storms and Flooding

1 household applied for aid $3K aid approved
Mahoning County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.
Around North Lima

North Lima and the towns around it

Woodworth: Very low, mostly inland floodingBeaver: Very low, mostly inland floodingSpringfield: Very low, mostly inland floodingFairfield: Very low, mostly inland floodingColumbiana: Very low, mostly inland floodingGreen: Very low, mostly inland floodingFairfield: Very low, mostly inland floodingSalem: Very low, mostly inland floodingPoland: Low, mostly inland floodingUnity: Low, mostly inland floodingNorth Beaver: Low, mostly inland floodingPetersburg: Very low, mostly inland floodingNorth Lima: Very low, mostly inland flooding North LimaWoodworthBeaverSpringfield
Very lowLowModerateHighVery high
Beavermostly inland floodingVery low
Springfieldmostly inland floodingVery low
North Limamostly inland floodingVery low
Woodworthmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Lima covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to North Lima’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to North Lima. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Lima total about $822K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01