Natural hazards · Noble

Noble, OH natural hazards

Most of the natural-hazard damage FEMA expects in Noble comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 10 claims here since 2004.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Noble?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Noble to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding79%Tornadoes6%Everything else15%

By hazard

What Noble faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 51% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Noble flood?

Every paid claim on a federal flood insurance policy in Noble, from FEMA’s records.

10paid claims since 2004

$137Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 2 claims, $40K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Noble isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Noble County.

Disasters that hit Noble

Federal disasters declared here

None of the disasters declared for Noble County shows FEMA aid or repair money reaching Noble itself in FEMA’s records.

Brought FEMA money into NobleDeclared for Noble County only

Noble County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Noble

Noble and the towns around it

Very lowLowModerateHighVery high

Noblemostly inland floodingModerate

Caldwellmostly inland floodingModerate

Brookfieldmostly inland floodingLow

Sharonmostly inland floodingLow

Olivemostly inland floodingLow

Spencermostly inland floodingVery low

Centermostly inland floodingVery low

Buffalomostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Noble covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Noble’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Noble. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Noble total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.