Natural hazards · Noble

Noble, OH natural hazards

Most of the natural-hazard damage FEMA expects in Noble comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 10 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Noble?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Noble to be higher than in 47% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding62%Tornadoes19%Strong wind5%Everything else14%

By hazard

What Noble faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 90% of U.S. places

Strong wind

5% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Noble flood?

Every paid claim on a federal flood insurance policy in Noble, from FEMA’s records.

10paid claims since 1978

$99Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Noble isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Defiance County.

Disasters that hit Noble

Federal disasters declared here

None of the disasters declared for Defiance County shows FEMA aid or repair money reaching Noble itself in FEMA’s records.

Brought FEMA money into NobleDeclared for Defiance County only

Defiance County has had 6 natural disasters declared since 1953, most often severe storms and winter storms.

Around Noble

Noble and the towns around it

Very lowLowModerateHighVery high

Defiancemostly inland floodingHigh

Richlandmostly inland floodingHigh

Delawaremostly inland floodingModerate

Noblemostly inland floodingModerate

Tiffinmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Noble covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Noble’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Noble. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Noble total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.