Natural hazards · New Miami

New Miami, OH natural hazards

Most of the natural-hazard damage FEMA expects in New Miami comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 9 claims here since 2003. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Miami?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Miami to be higher than in 86% of U.S. communities, mostly from inland flooding.

Inland flooding74%Tornadoes13%Cold waves8%Everything else5%

By hazard

What New Miami faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

8% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Miami flood?

Every paid claim on a federal flood insurance policy in New Miami, from FEMA’s records.

9paid claims since 2003

$50Kpaid to owners

0homes flooded more than once

20032026

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Miami isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butler County.

Disasters that hit New Miami

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Miami itself: aid to households, or repair grants to the Village of New Miami.

Brought FEMA money into New MiamiDeclared for Butler County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$25K to the Village of New Miami for repairs

2004

Snow

$4K to the Village of New Miami for repairs

Butler County has had 12 natural disasters declared since 1953, most often severe storms and floods.

Around New Miami

New Miami and the towns around it

Very lowLowModerateHighVery high

New Miamimostly inland floodingVery high

St. Clairmostly inland floodingVery high

Hamiltonmostly inland floodingModerate

Fairfieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Miami covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to New Miami’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of New Miami. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Miami total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.