Natural hazards · New Madison

New Madison, OH natural hazards

Most of the natural-hazard damage FEMA expects in New Madison comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Madison?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Madison to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes25%Earthquakes8%Strong wind5%Everything else9%

By hazard

What New Madison faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

25% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 19 years in the area

Earthquakes

8% of expected damage

Above average · higher than 69% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Madison flood?

FEMA's records show no paid flood insurance claims in New Madison.

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Madison isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Darke County.

Disasters that hit New Madison

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Madison itself: aid to households, or repair grants to the Village of New Madison.

Brought FEMA money into New MadisonDeclared for Darke County only

2019

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslide

13 households applied for aid $589 aid approved

2004

Severe Winter Storms, Flooding, and Mudslides

5 households applied for aid $3K aid approved $2K to the Village of New Madison for repairs

2004

Snow

$2K to the Village of New Madison for repairs

2003

Severe Storms and Flooding

1 household applied for aid

2003

Severe Winter Storm and Record/Near Record Snow

$802 to the Village of New Madison for repairs

Darke County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Madison is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Madison’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of New Madison. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.