Natural hazards · Murray

Murray, OH natural hazards

Most of the natural-hazard damage FEMA expects in Murray comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 24 claims here since 1990. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Murray?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Murray to be higher than in 85% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%

By hazard

What Murray faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Murray flood?

Every paid claim on a federal flood insurance policy in Murray, from FEMA’s records.

24paid claims since 1990

$173Kpaid to owners

7homes flooded more than once

19902026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Murray isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hocking County.

Disasters that hit Murray

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Murray itself: aid to households, or repair grants to the Village of Murray.

Brought FEMA money into MurrayDeclared for Hocking County only

2012

Severe Storms and Straight-Line Winds

$27K to the Village of Murray for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

4 households applied for aid $7K aid approved

2004

Severe Storms and Flooding

5 households applied for aid $7K aid approved

2003

Severe Winter Storm and Record/Near Record Snow

$1K to the Village of Murray for repairs

Hocking County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Murray is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Murray’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Murray. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.