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Natural hazards in Mount Repose · FEMA

Mount Repose is calmer than 87% of U.S. communities

Most of the natural-hazard damage FEMA expects in Mount Repose comes from inland flooding, and overall the risk is very low for a U.S. community.

13Very low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very low
higher than 13% of U.S. places
Main hazard
Inland flooding
47% of expected damage
Flood claims
0
none on record
Disasters paid out here
0
of 15 declared for Clermont County
Expected yearly loss
$654K
buildings, people and crops

What stands out about Mount Repose’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Mount Repose?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 13% of U.S. communities, mostly from inland flooding.

Where Mount Repose sits
Mount Repose
Very lowLowModerateHighVery high

Calmer than 2,082 of the 2,573 Ohio towns we cover.

Mount Repose covers 1 census tract, combined by population.

What drives the damage
Inland flooding47%Tornadoes14%Cold waves13%Heat waves7%Earthquakes6%Strong wind6%Everything else7%
Flood insurance claims

Does Mount Repose flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Mount Repose. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Mount Repose isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clermont County.
By hazard

What Mount Repose faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

47%of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

14%of expected damage
Above average · higher than 67% of U.S. places

Cold waves

13%of expected damage
Above average · higher than 60% of U.S. places
Recorded about 2 times a year in the area

Heat waves

7%of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

6%of expected damage
Above average · higher than 56% of U.S. places

Strong wind

6%of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 3 times a year in the area
Lower here
🌀 Hurricanes🧊 Hail🧊 Ice storms❄️ Winter weather🔥 Wildfire⛰️ Landslides⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

Federal disasters declared here

None of the disasters declared for Clermont County shows FEMA aid or repair money reaching Mount Repose itself in FEMA’s records.

Disasters declared, by decade
Paid out in Mount ReposeClermont County only

Clermont County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

Be ready

Get ready for what Mount Repose actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Mount Repose and its neighbors

Mount Repose ranks 2nd calmest of 3 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
Mount ReposeVery lowinland flooding0
MulberryVery lowinland flooding0
Day HeightsVery lowinland flooding0

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Disasters here can come any time of year

The month each of Clermont County’s 15 declared disasters began, since 1953.

1J
2F
1M
1A
3M
2J
1J
2A
1S
O
N
1D
Severe stormsWinter stormsFloodsHurricanesTornadoes
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Mount Repose’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mount Repose.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Mount Repose, expected losses total about $654K a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Mount Repose.

Town Square →
Weigh in
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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