Natural hazards · Mount Healthy

Mount Healthy, OH natural hazards

Most of the natural-hazard damage FEMA expects in Mount Healthy comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1981. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Healthy?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Healthy to be higher than in 16% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding34%Tornadoes31%Heat waves15%Cold waves10%Earthquakes7%Everything else5%

By hazard

What Mount Healthy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

31% of expected damage

Well above average · higher than 95% of U.S. places

Heat waves

15% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 6 times a year in the area

Cold waves

10% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 65% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Healthy flood?

Every paid claim on a federal flood insurance policy in Mount Healthy, from FEMA’s records.

3paid claims since 1981

$4Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Healthy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Mount Healthy

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mount Healthy itself: aid to households, or repair grants to the City of Mount Healthy.

Brought FEMA money into Mount HealthyDeclared for Hamilton County only

2011

Severe Storms and Flooding

$23K to the City of Mount Healthy for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$65K to the City of Mount Healthy for repairs

2004

Snow

$11K to the City of Mount Healthy for repairs

Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Mount Healthy

Mount Healthy and the towns around it

Very lowLowModerateHighVery high

Skyline Acresmostly inland floodingLow

Springfieldmostly inland floodingLow

North College Hillmostly inland floodingLow

Finneytownmostly inland floodingLow

Mount Healthymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Healthy covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Mount Healthy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mount Healthy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Healthy total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.