Natural hazards · Mount Carmel

Mount Carmel, OH natural hazards

Most of the natural-hazard damage FEMA expects in Mount Carmel comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Carmel?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Carmel to be higher than in 7% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes15%Cold waves14%Earthquakes9%Heat waves8%Strong wind6%Everything else8%

By hazard

What Mount Carmel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 67% of U.S. places

Cold waves

14% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

9% of expected damage

Above average · higher than 63% of U.S. places

Heat waves

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 6 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Carmel flood?

FEMA's records show no paid flood insurance claims in Mount Carmel.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Carmel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clermont County.

Disasters that hit Mount Carmel

Federal disasters declared here

None of the disasters declared for Clermont County shows FEMA aid or repair money reaching Mount Carmel itself in FEMA’s records.

Brought FEMA money into Mount CarmelDeclared for Clermont County only

Clermont County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Carmel covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mount Carmel’s own flood-insurance community; household aid to the registrant’s city; repair grants to Mount Carmel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Carmel total about $774K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.