Natural hazards · Morrow

Morrow, OH natural hazards

Most of the natural-hazard damage FEMA expects in Morrow comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 17 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morrow?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morrow to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding76%Tornadoes8%Cold waves7%Everything else9%

By hazard

What Morrow faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 69 years in the area

Cold waves

7% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morrow flood?

Every paid claim on a federal flood insurance policy in Morrow, from FEMA’s records.

17paid claims since 1978

$94Kpaid to owners

3homes flooded more than once

19782026

Biggest named events

March storm: 6 claims, $46K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Morrow isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

Disasters that hit Morrow

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morrow itself: aid to households, or repair grants to the Village of Morrow.

Brought FEMA money into MorrowDeclared for Warren County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$10K to the Village of Morrow for repairs

2004

Snow

$2K to the Village of Morrow for repairs

Warren County has had 11 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morrow is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Morrow’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Morrow. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.