Natural hazards · Morral

Morral, OH natural hazards

Most of the natural-hazard damage FEMA expects in Morral comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Morral?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Morral to be higher than in 11% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves17%Tornadoes12%Strong wind9%Hail7%Earthquakes6%Everything else6%

By hazard

What Morral faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 2 times a year in the area

Cold waves

17% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 17 years in the area

Strong wind

9% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Hail

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 57% of U.S. places

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Morral flood?

FEMA's records show no paid flood insurance claims in Morral.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Morral isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit Morral

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Morral itself: aid to households, or repair grants to the Village of Morral.

Brought FEMA money into MorralDeclared for Marion County only

2004

Severe Winter Storms, Flooding, and Mudslides

$5K to the Village of Morral for repairs

2004

Snow

$1K to the Village of Morral for repairs

Marion County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Morral is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Morral’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Morral. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.