Natural hazards · Moorefield

Moorefield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Moorefield comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2003.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moorefield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moorefield to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes14%Cold waves7%Earthquakes5%Everything else16%

By hazard

What Moorefield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 67% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 51% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moorefield flood?

Every paid claim on a federal flood insurance policy in Moorefield, from FEMA’s records.

2paid claims since 2003

$512Kpaid to owners

0homes flooded more than once

20032026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Moorefield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clark County.

Disasters that hit Moorefield

Federal disasters declared here

None of the disasters declared for Clark County shows FEMA aid or repair money reaching Moorefield itself in FEMA’s records.

Brought FEMA money into MoorefieldDeclared for Clark County only

Clark County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

Around Moorefield

Moorefield and the towns around it

Very lowLowModerateHighVery high

Springfieldmostly inland floodingLow

Unionmostly inland floodingLow

Urbanamostly inland floodingLow

Germanmostly inland floodingLow

Northridgemostly inland floodingLow

Moorefieldmostly inland floodingVery low

Harmonymostly inland floodingVery low

Pleasantmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moorefield covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Moorefield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Moorefield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Moorefield total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.