Natural hazards · Monterey

Monterey, OH natural hazards

Most of the natural-hazard damage FEMA expects in Monterey comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monterey?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monterey to be higher than in 72% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes10%Strong wind5%Everything else13%

By hazard

What Monterey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

10% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 20 years in the area

Strong wind

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monterey flood?

FEMA's records show no paid flood insurance claims in Monterey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monterey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Putnam County.

Disasters that hit Monterey

Federal disasters declared here

None of the disasters declared for Putnam County shows FEMA aid or repair money reaching Monterey itself in FEMA’s records.

Brought FEMA money into MontereyDeclared for Putnam County only

Putnam County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Monterey

Monterey and the towns around it

Very lowLowModerateHighVery high

Montereymostly inland floodingHigh

Jenningsmostly inland floodingHigh

Jacksonmostly inland floodingHigh

Washingtonmostly inland floodingModerate

Jacksonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monterey is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Monterey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Monterey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.