Natural hazards · Milton

Milton, OH natural hazards

Most of the natural-hazard damage FEMA expects in Milton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 8 claims here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milton to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding49%Tornadoes14%Hail8%Strong wind8%Cold waves7%Everything else15%

By hazard

What Milton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 66% of U.S. places

Hail

8% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milton flood?

Every paid claim on a federal flood insurance policy in Milton, from FEMA’s records.

8paid claims since 1992

$61Kpaid to owners

0homes flooded more than once

19922026

Biggest named events

Late winter storms: 3 claims, $24K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Milton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashland County.

Disasters that hit Milton

Federal disasters declared here

None of the disasters declared for Ashland County shows FEMA aid or repair money reaching Milton itself in FEMA’s records.

Brought FEMA money into MiltonDeclared for Ashland County only

Ashland County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Milton

Milton and the towns around it

Very lowLowModerateHighVery high

Ashlandmostly inland floodingModerate

Mifflinmostly inland floodingLow

Montgomerymostly inland floodingVery low

Wellermostly inland floodingVery low

Clear Creekmostly inland floodingVery low

Miltonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milton covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Milton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Milton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Milton total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.