Natural hazards · Millwood

Millwood, OH natural hazards

Most of the natural-hazard damage FEMA expects in Millwood comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Millwood?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millwood to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding80%Everything else20%

By hazard

What Millwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Millwood flood?

FEMA's records show no paid flood insurance claims in Millwood.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Millwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Guernsey County.

Disasters that hit Millwood

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Millwood itself: aid to households, or repair grants to the Township of Millwood.

Brought FEMA money into MillwoodDeclared for Guernsey County only

2019

Severe Storms, Flooding, and Landslides

$395K to the Township of Millwood for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

$52K to the Township of Millwood for repairs

2003

Severe Winter Storm and Record/Near Record Snow

$2K to the Township of Millwood for repairs

Guernsey County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Millwood

Millwood and the towns around it

Very lowLowModerateHighVery high

Millwoodmostly inland floodingModerate

Oxfordmostly inland floodingModerate

Richlandmostly inland floodingLow

Willsmostly inland floodingVery low

Beavermostly inland floodingVery low

Waynemostly inland floodingVery low

Warrenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Millwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Millwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.