Natural hazards · Midland

Midland, OH natural hazards

Most of the natural-hazard damage FEMA expects in Midland comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Midland?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Midland to be higher than in 14% of U.S. communities, mostly from inland flooding.

Inland flooding46%Tornadoes12%Drought11%Strong wind7%Cold waves7%Earthquakes6%Everything else12%

By hazard

What Midland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 23 years in the area

Drought

11% of expected damage

Recorded about 2 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 53% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Midland flood?

FEMA's records show no paid flood insurance claims in Midland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Midland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

Disasters that hit Midland

Federal disasters declared here

None of the disasters declared for Clinton County shows FEMA aid or repair money reaching Midland itself in FEMA’s records.

Brought FEMA money into MidlandDeclared for Clinton County only

Clinton County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Midland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Midland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Midland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Midland, OH natural hazards

How exposed is Midland?

What Midland faces

Inland flooding

Tornadoes

Drought

Strong wind

Cold waves

Earthquakes

Lower here

Not a risk here

Does Midland flood?

Federal disasters declared here

How to read this page

Where to, neighbor?

Matches

Nearby