Natural hazards · Middlefield

Middlefield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Middlefield comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Middlefield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Middlefield to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding68%Strong wind10%Tornadoes9%Everything else13%

By hazard

What Middlefield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once a year in the area

Strong wind

10% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 54% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Middlefield flood?

FEMA's records show no paid flood insurance claims in Middlefield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Middlefield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Geauga County.

Disasters that hit Middlefield

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Middlefield itself: aid to households, or repair grants to the Township of Middlefield.

Brought FEMA money into MiddlefieldDeclared for Geauga County only

2008

Record Snow and Near Record Snow

$4K to the Township of Middlefield for repairs

Geauga County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Middlefield

Middlefield and the towns around it

Very lowLowModerateHighVery high

Huntsburgmostly inland floodingLow

Middlefieldmostly inland floodingLow

Mesopotamiamostly inland floodingVery low

Farmingtonmostly inland floodingVery low

Parkmanmostly inland floodingVery low

Burtonmostly inland floodingVery low

Middlefieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Middlefield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Middlefield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Middlefield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Middlefield total about $471K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.